Darcy-May Elm was on her way to a Pembrokeshire holiday with her parents Daniel and Dani when their blue Nissan Micra crashed into a Skoda on the A40 between Carmarthen and St Clears.
Little Darcy-May was tragically killed and mum Dani Elm, 31, who was in the passenger seat, was left paralysed from the waist down after the horror collision on October 27 last year.
Her Dad Daniel Elm, 32, who also suffered life-changing injuries, had been driving at the time and the inquest heard he either didn’t see the Skoda as he made a u-turn or misjudged the speed at which it was travelling.
Aled Thomas, a forensic collision officer for Dyfed-Powys Police, told the inquest that Mr Elm had mistakenly turned off the westbound carriageway looking for a petrol station.
“The Micra was more than halfway across the carriageway when the collision occurred.”
He added: “Mr Elm was either oblivious or completely misjudged the speed of the oncoming vehicle.”
A police probe found no evidence of alcohol, drugs, or mobile phone use and concluded the cause of the crash was driver error, the inquest was told.
Pembrokeshire coroner Mr Layton drew a narrative conclusion that Darcy-May died after sustaining unsurvivable injuries in a road traffic collison.
“This is a dreadful tragedy and I extend my condolences to the family,” Mr Layton said.
Hayley Rees, the coroner’s officer, read out a statement on behalf of the family and said: “Darcy-May was a beautiful, caring, loving little girl and a much-loved daughter.
“She was adored by grandparents Karen and Pete and will be missed by all of us and her aunties, uncles and cousins,
“She had the ability to make everyone smile even if they didn’t feel like it.
“Mummy and Daddy will do their best to make her proud. Mummy is still poorly from the accident and Daddy is looking after her.
“God bless you Darcy-May, our little angel.”
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