Kroy Biermann is being dragged to court by Chase over what the bank says is more than $10,000 in credit card debt … and Chase wants a judge to make him pay.

Kim Zolciak‘s hubby just got hit with a lawsuit by the banking giant — and in the docs, obtained by TMZ, Chase is alleging he owes a total of $13,071.88 … which the bank says is way past due.

Chase attached Kroy’s credit card statements in their complaint, which show the fat balances starting to rack up since summer.

Kroy and Kim’s financial issues have been well documented … starting with the alleged seven-figure sum they owe the IRS.

As we’ve told you, BMW just won a case against Kroy over non-payment of a Rolls-Royce … and just this month a judge ordered Kroy to return the $400,100 SV to the car company.

Kroy was also sued by Sky Warrior over a $52,500 gambling debt from a bad run at a casino down in the Bahamas.

We reached out to Kroy … so far no word back.

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